VA loans: No. There is never PMI with a VA loan. Yes, VA loans are quite wonderful!
FHA loans: Yes. FHA loans do require a PMI payment until you refinance out of the loan or until it is paid off.
Conventional loans: We have several options for eliminating the monthly PMI payment on a conventional loan — even if you have less than 20% equity. Our “No Monthly PMI Conventional Loan” options are very popular. Call/text me at 913-735-5363 or email me at email@example.com to find out more.